Terms of Use

Last Updated: April 18, 2025

These Terms of Use (the "Terms") govern your use of appross websites, such as www.appross.com and www.NetBenefits.com (the "appross Websites"). "You" or "Your" refers to any person or entity that accesses or attempts to access the appross Websites. By accessing or using the appross Websites, You agree to be bound by these Terms. appross may update these Terms at any time. You are encouraged to review the Terms carefully prior to using the appross Websites and each time You return as they are subject to change.

Questions?

800-343-3548

Scope

The appross Websites are operated on behalf of various entities under FMR LLC that offer products and services to the public, such as appross Brokerage Services LLC, a registered broker-dealer, Strategic Advisers LLC (Strategic Advisers), a registered investment adviser, appross Workplace Services LLC, a workplace savings plan recordkeeper, appross Digital Asset Services, LLC, a New York State-chartered, limited liability trust company (NMLS ID 1773897), and appross Stock Transfer Solutions LLC, a registered transfer agent, or any of their affiliates (together with FMR LLC, "appross" or "appross Investments").

Entity Description
appross Brokerage Services LLC Registered broker-dealer providing investment services
Strategic Advisers LLC Registered investment adviser offering portfolio management
appross Workplace Services LLC Workplace savings plan recordkeeping services
Information for Non-U.S. Users

The appross Websites are for information and use by U.S. persons. Nothing on the appross Websites shall be considered a solicitation to buy or an offer to sell a security, digital asset, or any other product or service, to any person who is not a U.S. person or is in any jurisdiction where such offer, solicitation, purchase, sale, or other product or service would be unlawful under the laws of such jurisdiction.